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Smarter small business banking starts with banks

Reduce operational complexity while delivering a better experience for your SMBs.

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The AI-powered, human-driven financing solution

Partnering with SmartBiz helps you scale your business lending operation without staffing up. Our automated platform includes:

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Compliant, efficient processing for SBA and term loans.

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A pipeline of pre-qualified applicants based on your credit requirements.

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Capacity that keeps pace as your volume increases.

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A superior, customized lending experience for your small business customers.

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AI-assisted tools that help you better manage risk while serving more entrepreneurs.

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Built-in coaching to support your customers from application to approval beyond.

Hear from our Bank Partners

SmartBiz is the market leader in bringing SBA banks online

We like SmartBiz because offering these loans is incremental to what we were already doing with SBA loans through our retail branches. We were able to cut out 90% of the work, so we're much more efficient than our retail side.

Jim Beckwith | Five Star Bank

We wanted a new business line that would diversify the bank's revenue sources and asset classes. SmartBiz does an absolutely perfect job matching potential borrowers to the policy we created together.

Tyler Heap | TAB Bank

Become a lending partner

We’d be proud to innovate alongside you to equip entrepreneurs with smarter, more intuitive SBA and term loan experience.

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Lending Options for Small Business Owners

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SmartBiz for Partners

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Engaging with SmartBiz

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.